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APR

Auto Loans

2.74%

First Mortgage

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Home Equity

Line of Credit

3.25% ‡

Personal Unsecured

Loans

10.90%


† Annual Percentage Rate
APR is Variable Tied to
WSJ Prime

   (3.25%).

 

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Luso-American Credit Union was founded in 1960 to serve the financial needs of the local community. We are a full service Credit Union and offer financial products, services, and delivery channels that you may expect from a larger financial institution, with the personalized and professional service that you crave.

We differ from banks, because we are a non-profit cooperative. As such, our focus is to reinvest in our members and assist in their financial success by offering better rates, lower fees, and put more money in your pocket!

We are a strong and sound, state-chartered and federally insured, financial institution with assets of over $70 Million. We are located in Peabody, Massachusetts and are overseen by a board of directors comprised of qualified and visionary community leaders who consistently center their attention on the future of the Credit Union, and more importantly, its members.

Now that you know all about us, are your ready to join the Credit Union and experience banking the right way? Joining is easy, if you live or work in Essex County, you simply need to open a savings account with $25 and you can begin to reap all the benefits of membership at Luso-American. Come in and join us today!