There are times you may need more money than you have on hand. Perhaps you want to make a large purchase or need a helping hand to overcome a short-term financial hurdle.

Whatever the reason, Luso American Credit Union offers affordable personal loan products to fit every budget.

Enjoy Personal Loan rates as low as 7.90% APR* for and borrow up to $9,500 by applying today!

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*APR = Annual Percentage Rate. Rates determined by credit history. The rate will never be higher than the maximum allowed by the Federal Credit Union Act, which is currently 18%. All applications are subject to credit approval. Minimum loan amount of $500. Maximum loan amount of $9,500.00. Minimum repayment term of 6 months. Maximum repayment term of 48 months. Payment Example: $1,000 Personal Loan at 7.90% for 48 months equals a monthly payment of $24.36. Applications may take up to one (1) business day to process. Approved applicants must become members prior to or at loan disbursement. Membership eligibility required. For further details, please contact Luso American Credit Union at 978-531-5767 or at 37 Tremont Street, Peabody, MA 01960.